At Coker Accident Lawyers, we never settle for less than fair value. In a recent case, the insurance company offered $65,000 to resolve a serious injury claim. We knew that amount didn’t reflect the true impact of our client’s injuries. Instead of backing down, we acted immediately—and secured a $240,000 settlement by showing the insurer we were ready to fight.
The Initial Lowball Offer
Our client was injured in an accident and sought legal help to recover compensation. After submitting a detailed demand package supported by medical records and documentation, the insurance company responded with an offer of $65,000.
We carefully reviewed the facts, damages, and long-term impact on our client’s life and concluded that the offer wasn’t close to fair value. We advised our client accordingly and prepared to take action.
Filing Suit to Make Our Position Clear
When insurance companies don’t take cases seriously, we don’t waste time. As soon as the offer came in, we filed a lawsuit and began the litigation process. This signaled that we were fully prepared to take the case to court if necessary.
That move got their attention. Almost immediately after the suit was filed, the defense reached out to reopen settlement talks.
Securing a $240,000 Settlement
With the pressure of litigation in place and a clear demonstration that we weren’t backing down, the insurance company quickly changed its position. They agreed to a final settlement of $240,000—more than three times their original offer.
This result highlights a key part of our approach at Coker Accident Lawyers. We don’t bluff, and we don’t hesitate to litigate when it’s in our client’s best interest. By standing firm and showing we were serious, we secured the compensation our client truly deserved.
Why Litigation Strategy Matters
Not every case needs to go to trial. But every case should be prepared as if it might. Insurance companies keep track of which law firms are willing to go the distance and which ones settle early. Our team has built a reputation across Georgia for being trial-ready, which often leads to better outcomes—even before a case ever reaches a courtroom.
If you’re working with a firm that’s afraid to file suit, you may be leaving money on the table.
Get Legal Representation That Fights for Full Value
At Coker Accident Lawyers, we fight for every client like the case is going to trial—because that’s how you get real results. Whether the initial offer is $65,000 or $6,500, we push for full and fair value and never settle for less than what our client is owed.
If you’ve received a low offer from the insurance company, don’t sign anything without talking to us first. What may seem like a final number could be just the beginning.
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