With mounting medical bills, missed time from work, and emotional distress, you can feel like your world is collapsing after a serious injury. Take a deep breath. We are not just another law firm. We are your trusted allies in obtaining justice and reclaiming your life.
Coker Accident Lawyers has recovered more than $53.9 million for injured Georgians since 2012, with a 96% client satisfaction rating based on past client reviews.
Find the Claim That Matches What Happened
Every type of Georgia injury claim has its own elements, deadlines, evidence, and insurance. Choose the one closest to your situation. Each page explains how that specific claim actually works.
Another driver hit you. The most common Georgia injury claim, and the one insurers fight hardest to devalue. Read about Georgia car accident claims.
Federal regulations, far larger coverage, and carrier records that start disappearing immediately. See how truck accident cases work.
Riders are blamed before the evidence is examined. Learn how we handle motorcycle crash claims.
Where you were standing, sometimes within two or three feet, decides the case. Read about pedestrian injury claims.
Falling is not enough. You must prove the owner knew. See how premises liability claims are won.
Two separate routes to holding an owner liable, and most people only know one. Read about Georgia dog bite law.
Shorter deadlines, and an expert affidavit is required just to file. Learn about malpractice claims in Georgia.
Punitive damages are available and uncapped, and the bar may also be liable. See how drunk driving victim claims work.
Georgia measures the full value of the life, and only certain family members can file. Read about wrongful death claims.
The property's crime history is what proves the claim. Learn about negligent security cases.
Do You Have a Georgia Personal Injury Case?
A personal injury claim exists when someone else's carelessness caused your injury and you suffered real losses because of it. Work through these five questions:
If you were hurt and someone else was responsible, call before you give a recorded statement. That single conversation damages more Georgia claims than anything else.
Call (678) 935-6000The Rules That Govern Every Georgia Injury Claim
Whatever kind of case you have, three rules decide more outcomes than anything else.
Most Georgia personal injury claims must be filed within two years of the injury under O.C.G.A. § 9-3-33. Miss it, and the court will almost always dismiss the case no matter how strong the evidence is.
Georgia follows modified comparative negligence under O.C.G.A. § 51-12-33. A $200,000 claim with 20% fault pays $160,000. The same claim at 50% fault pays nothing. That cliff is why adjusters work so hard to get you on record accepting some of the blame.
Claims against a city or county require written ante litem notice, as little as six months for a municipality. Claims against the State of Georgia have their own notice rules. If a government vehicle or property was involved, call before you assume you have time.
You might wonder if hiring a lawyer is worth the money. Studies show that in most cases clients receive substantially more in their pocket at the end of the case, even after the attorney's percentage is paid. It is like hiring a plumber after the house is already flooded from trying to fix the sink on your own.
Who Actually Pays a Georgia Injury Claim
An insurance policy, not usually an individual. Which policy depends on your case type, and finding every applicable one is often worth more than any argument about fault.
| Case type | Typical source |
|---|---|
| Vehicle collisions | The at-fault driver's liability policy, plus your own UM/UIM coverage |
| Commercial trucks and company vehicles | The company's commercial policy, often $750,000 or more |
| Falls and unsafe property | The business or property owner's general liability policy |
| Dog bites | The owner's homeowners or renters policy |
| Medical errors | The provider's or hospital's malpractice coverage |
| Government entities | Government coverage, with much shorter notice deadlines |
Georgia requires drivers to carry only $25,000 per person in bodily injury coverage, which a single emergency room visit and MRI can exhaust. Reviewing your own policy is one of the first things we do.
What Determines What a Claim Is Worth
Any lawyer who quotes a number before reviewing your medical records is guessing. These are the factors that actually move it.
The Evidence That Protects Any Claim, and How Fast It Goes
Every case type has its own specialized evidence, covered on each practice area page. These items matter in nearly every Georgia injury claim, and all of them expire.
| Evidence | What it proves | How long you have |
|---|---|---|
| Photographs of the scene | What caused the injury, and what the conditions were | Minutes. Hazards are cleaned up and vehicles are moved. |
| Surveillance and doorbell video | The incident itself | Often overwritten in 7 to 30 days |
| Witness contact information | An independent account of what happened | The first evidence to disappear |
| Police or incident report | The official record of what happened | Request within days |
| Same-day medical records | That the injury came from this incident | The same day. A gap is used against you for the life of the claim. |
| Vehicle event data | Speed and braking before a collision | Lost when a vehicle is repaired or sold for salvage |
The two-year deadline is the last thing to expire, not the first. By the time most people think about calling a lawyer, some of this is already gone.
"We are big enough to have the resources to win your case, but small enough that we still prioritize communication."
R. Michael Coker
What Insurance Adjusters Will Argue
Insurance companies are skilled at minimizing payouts and taking advantage of people who lack the necessary knowledge. Across every case type, expect these:
The most valuable argument they have, because at 50% the claim is worth nothing. Everything they ask in a recorded statement is aimed here.
Any gap between the incident and your first medical visit becomes evidence you were not really hurt.
Raised whenever there is any prior medical history, and answered with complete records and treating-physician testimony.
Early offers arrive before the extent of your treatment is known. Signing a release closes the claim permanently, even if you later need surgery.
A photo from a family event becomes an exhibit arguing you were not hurt, regardless of what the day actually cost you.
While statistics show your case will most likely settle outside of court, our reputation as strong courtroom advocates is ready if going to trial serves you. Insurers know which firms will try a case, and it changes how they value the file.
How a Georgia Injury Case Proceeds
Trust, results, and communication are the three pillars of our practice. Most of our clients have never hired a personal injury lawyer, and we know the reputation the profession carries. From our first meeting, we prioritize earning your trust through ethical practice in your best interest.
Did you know that most clients who fire their lawyer do so because of a lack of communication? We keep you updated on case developments, your options, and our strategy through every phase. Your questions will be answered promptly and your concerns will be heard.
Coker Accident Lawyers represents injured people throughout Georgia from offices in Lawrenceville, Mulberry, and Winder, with our deepest local experience in Gwinnett County and Barrow County. Learn how our contingency fee works, or see the full list of practice areas.
